MFs have garnered record assets in the past one year, led by increased investor participation through SIPs and robust returns in mid-cap schemes.
The new ITR forms have shifted the entire onus on the taxpayers to prove their claim for deductions, expenses or exemptions.
The average difference in expense ratios between a regular and direct plan is 100 to 120 basis points. For those who need hand holding, spend the 100 to 120 basis points and get advice on the right schemes that suit you. Don't land up buying a scheme with low expense, but lower returns.
Besides the thrill of changing cars quite often, a higher tax deduction is available, experts tell Tinesh Bhasin
It won't be an easy ride for the markets, reckon experts, considering the multiple state elections in 2018 and general elections next year.
Miss the March 31, 2018 deadline to file belated tax return for FY16, and risk an I-T notice and a hefty fine.
If you are in credit opportunity funds, income funds or dynamic bond funds for a long-term goal, stay put.
Use fixed maturity plans to tide interest rate volatility if you're okay with lock-in because longer duration. FMPs can give up to annualised 7.7 per cent returns.
Bonuses are typically commensurate with deal activity in any given year. Investment banks, on average, pocket 2-3 per cent as fees for managing an IPO and 1.5-2 per cent for handling QIPs.
Under the EB-5 visa programme you can become a US citizen provided you invest $500,000 in an approved project and create targeted employment. But only 700 Indians can do so each year.
The regulator had introduced trading plans to provide an opportunity for those holding possible insider information to legitimately trade, without violating insider trading regulations
Investors across age groups and risk appetite can invest in these schemes.
If the spouse is the guarantor of husband's business loans, banks can hold her liable for default. Here are ways to ring-fence her assets.
'As the growth momentum reverses benefiting from re-monetisation, it will be accompanied by a rise in inflation.'
Evaluate recurring investment products and do the numbers before making any investments.
Before you buy a cashless benefit plan at lower premiums, check if you can make full use of it. Most don't even exhaust the entire benefit.
The banking sector's credibility is on thin ice. Unless the government takes strict steps, things could get worse.
While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.
The problem here is that internal auditors are good at accounts, but they are not trained to track foreign exchange transactions
Now you can check your Aadhaar authentication history online to track if anyone misused your unique identity.
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